Last update: March 10, 2022

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Respect for your private life is of the utmost importance.  This Policy aims to layout:

• The way your personal information is collected and processed.  “Personal Information” means any information that could identify you, such as your name, your mailing address, your email address, your location and your IP address;

• Your rights regarding your personal information;

• Who is responsible for the processing of the collected and processed information;

• To whom the information is transmitted;

• If applicable, the website’s policy regarding cookies.

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Collection of Personal Information

 

We collect or may collect the following personal information:

• Last name

• First name

• Email address

• Phone number

• Address

• Gender

• Date of birth or Age group

• Other information relevant for preparing the Insurance Quotes requested by the visitor of this website

 

The personal information we collect is collected through the collection methods described in the following section.

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Forms and methods of collection

 

Your personal information is collected through the following methods:

• Website Get a Quote form

• Website Contact me form

• Website online Chat

• Other:  Facebook, Instagram, LinkedIn using social media lead campaign forms. Leads information is not collected or retained on this website unless social media campaigns are redirecting to the Website forms described above.

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We use the collected data for the following purposes:

• Providing Insurance Quotes

• Providing Insurance Applications

• Statistics

• Contact

• Managing the website

• Promoting Special offers

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Interactivity

 

Your personal information is also collected through the interactivity between you and the website.  This personal information is collected through the following methods:

• Forms

• Live chat

• Correspondence

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We use the personal information thus collected for the following purpose:

• Providing Insurance Quotes

• Statistics

• Contact

• Website management

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Cookies and Log Files

 

Currently, Cookies are not enabled for this website but we may to enhance user experience in the future. Once enabled, we may collect information through log files and cookies.   These allow us to process statistics and information on traffic on the Website, to ease navigation and improve your experience for your comfort. 

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Cookies used by the Website

 

The cookie files used on the Website are the following:

• IP address

• Operating system

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The use of such files allows us to achieve the following purposes:

• Improvement of the service and personalized welcome

• Personalized consumption profiles

• Statistical

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Objection to the use of cookies and log files by the Website

 

You have the right to object to the recording of these cookies and log files by configuring your web browser.

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Once you have deactivated cookies and log files, you may continue your use of the Website. However, any malfunction resulting from this deactivation may not be considered of our making.

If you need to learn more about the Cookies and Log Files, you may want to search this topic from credible sources on the internet or consult with an IT professional.

 

Sharing Personal Information

 

We are committed to not selling to third parties or otherwise commercializing the personal information we collect.  However, we may share this information in good faith with third parties for the following reasons:

• To provide Insurance Quotes requested by the user

• To provide Insurance Applications requested by the user

• To provide and maintain customer service

• To manage your requests

• To protect against legal liability

• To comply with a legal obligation

• To protect and defend the rights or property of the Website owner and Insurance Agent

• To prevent or investigate possible wrongdoing in connection with the Service

• To protect the personal safety of users of the Service or the public

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These third parties may include:

• Service and product providers such as Insurance Companies, MGAs, and Affiliates

• Third-party insurance quoting search application(s)

• Brokerage of Agent’s employment.  Currently “WhiteHorse Financial” is located at 6705 Tomken Road, Unit#214, Mississauga, ON L5T 2J6.  You may visit their website thewhf.com to view their privacy policy

• Provincial, Federal, or other regulatory bodies as required by the law

• With affiliates as deemed necessary to manage your requests

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If you do wish that we not share your personal information with third parties, you may object at the time of collection or at a reasonable time thereafter under the following circumstances:

• Information has not been already shared with the third party

• Information is in transit whereby it would be beyond anyone’s control

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Storage and retention of personal information

 

We will keep in its computer systems, in reasonable security conditions, the entirety of the personal information collected for a duration as long as it is necessary to service a prospect or a client; and to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

We may also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

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​​Right of access, rectification and removal

 

You have the right to consult, update, modify or request the removal of information about you by following the procedure described hereinafter:

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The user must submit a request to info@sandeepsaggu.com.

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Changes to our Privacy Policy

Our Privacy Policy may be viewed at all times at the following address:

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www.sandeepsaggu.com/privacy-policy

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We reserve the right to modify our Privacy Policy in order to guarantee its compliance with the applicable law.

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You are therefore invited to regularly consult our Privacy Policy to be informed of the latest changes.

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Acceptance of our Privacy Policy

 

By using our Website, you certify that you have read and understood this Privacy Policy and accept its conditions, more specific conditions relating to the collection and processing of personal information, and the use of cookies.

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Contact Us

If you have any questions about this Privacy Policy, you can email us at: info@sandeepsaggu.com