Travel Insurance for your next excursion
Plans that fit your travel needs
Traveling Canadians
​Coverage highlights:
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Up to $10 million in emergency medical benefits
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Cover one trip or a year full of trips
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Optional Add-on:
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New COVID-19 Pandemic Travel plan
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Top-up for extra days of travel (for multi-trip plans)
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Standalone trip cancellation and trip interruption
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Choose an all-inclusive plan for emergency medical benefits plus trip cancellation, trip interruption, baggage loss, damage and delay, flight accident and travel accident insurance
Visitors to Canada
Coverage highlights:
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Up to $150,000 in emergency medical benefits (up to age 69)
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Up to $100,000 in emergency medical benefits (up to age 85)
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Travel accident
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Side trips outside Canada (except to your country of residence)
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Coverage available for any number of days up to one year
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Optional Add-on:
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Trip interruption
International Students
​Coverage highlights:
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Up to $2 million in emergency and non-emergency medical benefits
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Coverage available for up to one year
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Included at no extra cost:
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Accidental death or dismemberment (AD&D) insurance
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Tuition reimbursement if you can't attend school
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Trip break for travel during the school year without ending coverage
Super-Visa Insurance
​Coverage highlights:
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Coverage starting from $100,000 as mandated by the Government
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Valid for at least 1 year from the date of entry
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Premiums fully refunded on a Super Visa refusal
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Optional Add-on:
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Additional $50,000 coverage option to insure unexpected accidents and emergencies
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Up to 45% discount with increased deductibles
why Travel Insurance is Important
While travelling, injury and sickness can happen anytime or anywhere. Travel Insurance can provide peace of mind for you and your family knowing that you are financially protected while you are abroad.
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If you are a Canadian Citizen or a Permanent Resident and you would like to invite your parents or grandparents to Canada under the Super Visa application then the Government of Canada requires a valid proof of payment for medical insurance from a Canadian insurance company.
Inclusions & Exclusion of Travel Insurance
Generally, the insurance policy itself and the plan that you purchase governs the inclusions and exclusions, however some inclusions and exclusions are listed below for reference only. You should always check your Insurance Policy or consult with a Broker.
Inclusions:
Emergency Medical Coverage
Trip Cancellation
Trip Interruption/Delay
Lost or Stolen Baggage
Baggage Delay
24-Hour Emergency Assistance
Exclusions:
Pre-Existing Condition Exclusions
If a doctor has prohibited you to travel
High risk activities such as motorized speed contests, stunt activities, mountain climbing, or rock climbing
High-risk pregnancy
Routine pre-natal or post-natal care
Pregnancy, childbirth, or complications thereof after the 31st week of pregnancy
Super Visa Insurance
Government of Canada mandates proof of payment for medical insurance from a Canadian insurance company when you want to sponsor your parents or grandparents on multiple-entry super visa. The Insurance policy must be:
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valid for at least 1 year from the date of entry; and
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have at least $100,000 coverage.
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Super Visa Insurance typically covers your parents or grandparents for some of the following:
Emergency Medical
Hospitalization
Ambulance
Diagnostic, Laboratory & X-Rays
Prescription Medications
Diagnostic, Laboratory & X-Rays
Services of Physician, Surgeon, In-Hospital Nurse
Therapeutic Equipment Rental & Purchase
Emergency Return Home
Emergency Dental
Repatriation of Remains
Cremation/Burial At Destination, etc
Coverage for Side Trips
Did you know?
In some cases your employer-paid Group Benefits may cover you for Travel Insurance. Generally, group benefits travel insurance may only cover emergency medical but it may not cover you for trip cancellation or interruption.
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Due to COVID-19, some other insurance companies have changed their rules. Please check with your Broker.